Minnesota Housing Announces HomeHelpMN Application Period – Crookston Times

Housing in Minnesota

Minnesota’s relief program for homeowners, HomeHelpMN, who have fallen behind on their mortgages or other housing-related expenses due to the COVID-19 pandemic is now open.

The application period is open until June 17, but owners who need help are encouraged to apply as soon as possible. The program, funded by Congress through the US Treasury Department, will provide a total of $109 million in assistance to struggling homeowners, with the goal of preventing foreclosures.

“Many households were already one paycheck away from falling behind even before the pandemic. Lost wages quickly led to missed payments,” Minnesota Housing Commissioner Jennifer Ho said. “Many Minnesotans have fallen behind on their mortgages. Many are even threatened with seizure. HomeHelpMN opened today in an effort to preserve homeownership for as many Minnesotans as possible.

Commissioner Ho stressed that the need for aid should exceed the amount of funds available. Owners wishing to apply should visit the website or quickly call the call center to submit their application.

Homeowners can receive up to $35,000 in assistance, for eligible overdue expenses, including mortgage bills and deed payment contracts, manufactured home loan payments, property taxes, homeowners’ association, property insurance, and rental payments for manufactured housing lots and tribal land leases. The assistance, which takes the form of a grant, is paid directly to the mortgage lender or other creditor.

Eligibility for the program is based on income and varies by county. A complete table of income limits is available on the program’s website, HomeHelpMN.org.

Nominations can be submitted online at Home-HelpMN.org and by phone at 800-388-3226. The website and app are available in English, Spanish, Somali and Hmong. The call center supports these languages ​​and many more – callers will be prompted to select a language and will be connected with an interpreter if they prefer a language other than English. The call center hours of operation are 8:00 a.m. to 6:00 p.m., Monday through Saturday.

The documentation needed will vary depending on the types of support needed. At a minimum, owners will need:

• Proof of ownership

• Photo ID

• Income documents

• Additional information on the type(s) of assistance requested.

Homeowners can visit HomeHelpMN.org to learn more and download a checklist to prepare.

The more complete an application is at the time of submission, the faster it can be processed, and having all the information on hand will make it easier to complete the request for funds. However, owners should not let a missing document prevent them from submitting an application.

HomeHelpMN requests will be processed as they are submitted. In case of high demand for funds, funds may be fully reserved before the closing date of the application period. If applications received during the application period exceed available funding, applicants may be placed on a waiting list. A submitted application is not a guarantee of funding availability.