Pet Insurance Can Help Control Your Fur Baby’s Costs Lifestyles

“I would say at least half of the customers I come in contact with have money issues,” said Dr. TB Thompson, a Phoenix-based veterinarian at Natural Pets headquarters, in an email. “When pets have complicated and life-threatening medical conditions, the costs add up quickly. “

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Pet insurance won’t reimburse you for every penny you spend at the vet, but it can help you avoid getting slapped with an expensive bill.

A policy will typically pay 70 to 90% of your costs after paying a deductible, which can range from $ 0 to $ 1,000 or more.

“Consider purchasing pet insurance unless you can easily afford to treat a pet emergency that costs $ 2,500 and more,” says Thompson.

There are several types of pet insurance plans. The most robust comprehensive plans cover the cost of care due to accidents, illnesses and surgeries, as well as vaccinations and diagnostic tests. Accident and sickness coverage helps pay for emergency care, surgeries, hospitalizations, and prescription drugs, while accident-only insurance policies help cover expenses after an accident. Some insurers also offer wellness plans, which cover certain tests, examinations, vaccinations and preventive treatments.

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